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Compare Auto Insurance Rates & Find the Most Affordable Car Insurance

Since there is so much variation on car insurance requirements and cost, it can be confusing trying to find the most affordable auto insurance for yourself and your family. Best Auto has done all the legwork for you, and not only allows you to get a free quote for your state, but also to use our comprehensive comparison table below to inform you where your state ranks against the rest and help insure that you are getting an affordable rate.

The table below shows you a side-by-side comparison of each individual state and their respective averages for auto insurance.

Average Cost of Car Insurance in Each State

LiabilityCollisionComprehensiveAverage Expenditure 20102010 RankingAverage Expenditure 20092009 RankingChange in Average Expenditure (2009-2010)
United States 301 475 136 $795 N/A $816 N/A -2.60%
Alabama 317 364 136 $684 30 $684 35 0.00%
Alaska 381 569 155 $923 12 $955 11 -3.3
Arizona 303 490 213 $873 14 $913 14 -4.4
Arkansas 279 372 154 $660 36 $684 34 -3.5
California 372 465 112 $800 20 $836 17 -4.3
Colorado 264 429 167 $738 24 $785 23 -5.9
Connecticut 334 603 124 $964 10 $981 10 -1.8
District of Columbia 440 583 266 $1,140 1 $1,164 1 -2
Delaware 296 693 110 $1,012 7 $1,024 8 -1.2
Florida 289 719 116 $1,043 5 $1,069 5 -2.5
Georgia 367 421 168 $782 21 $788 22 -0.8
Hawaii 314 524 117 $837 16 $853 15 -1.9
Idaho 228 332 118 $564 47 $577 48 -2.2
Illinois 290 402 113 $723 26 $740 27 -2.3
Indiana 246 352 110 $618 42 $631 43 -2.1
Iowa 193 272 155 $518 50 $536 50 -3.3
Kansas 226 295 192 $568 46 $579 47 -1.9
Kentucky 260 469 128 $720 29 $739 28 -2.6
Louisiana 401 646 215 $1,096 3 $1,094 3 0.2
Maine 261 346 101 $611 43 $634 42 -3.6
Maryland 319 547 143 $922 13 $949 12 -2.8
Massachusetts 313 622 121 $981 9 $1042 6 -5.8
Michigan 395 507 154 $928 11 $925 13 0.3
Minnesota 212 427 165 $721 28 $753 25 -4.3
Mississippi 276 383 156 $680 32 $746 26 -8.9
Missouri 252 370 144 $658 37 $673 36 -2.3
Montana 238 409 184 $666 33 $661 37 0.8
Nebraska 202 313 175 $554 48 $584 46 -5.1
Nevada 345 645 138 $1,000 8 $1,006 9 -0.6
New Hampshire 288 410 103 $750 23 $793 21 -5.5
New Jersey 354 730 143 $1,104 2 $1,152 2 -4.2
New Mexico 292 449 164 $730 25 $737 29 -1
New York 330 692 157 $1,047 4 $1,083 4 -3.3
North Carolina 235 355 110 $591 44 $596 44 -0.9
North Dakota 185 251 222 $512 51 $530 51 -3.5
Ohio 241 365 99 $628 41 $654 39 -4
Oklahoma 267 373 164 $646 39 $659 38 -1.9
Oregon 224 485 97 $723 27 $726 30 -0.4
Pennsylvania 305 490 121 $820 17 $832 18 -1.5
Rhode Island 379 671 124 $1,017 6 $1,038 7 -2
South Carolina 254 475 150 $762 22 $756 24 0.8
South Dakota 191 285 193 $534 49 $554 49 -3.6
Tennessee 288 359 124 $649 38 $654 40 -0.7
Texas 337 450 168 $808 19 $820 20 -1.5
Utah 265 419 115 $697 31 $702 31 -0.7
Vermont 293 347 122 $662 34 $687 32 -3.6
Virginia 253 382 113 $661 35 $685 33 -3.5
Washington 257 551 120 $841 15 $839 16 0.2
West Virginia 296 502 177 $819 18 $827 19 -1
Wisconsin 202 325 116 $582 45 $590 45 -1.4
Wyoming 265 327 206 $631 40 $639 41 -1.2