Compare Auto Insurance Rates & Find the Most Affordable Car Insurance
Since there is so much variation on car insurance requirements and cost, it can be confusing trying to find the most affordable auto insurance for yourself and your family. Best Auto has done all the legwork for you, and not only allows you to get a free quote for your state, but also to use our comprehensive comparison table below to inform you where your state ranks against the rest and help insure that you are getting an affordable rate.
The table below shows you a side-by-side comparison of each individual state and their respective averages for auto insurance.
Average Cost of Car Insurance in Each State
| State | Liability | Collision | Comprehensive | Average Expenditure 2010 | 2010 Ranking | Average Expenditure 2009 | 2009 Ranking | Change in Average Expenditure (2009-2010) |
|---|---|---|---|---|---|---|---|---|
| United States | 301 | 475 | 136 | $795 | N/A | $816 | N/A | -2.60% |
| Alabama | 317 | 364 | 136 | $684 | 30 | $684 | 35 | 0.00% |
| Alaska | 381 | 569 | 155 | $923 | 12 | $955 | 11 | -3.3 |
| Arizona | 303 | 490 | 213 | $873 | 14 | $913 | 14 | -4.4 |
| Arkansas | 279 | 372 | 154 | $660 | 36 | $684 | 34 | -3.5 |
| California | 372 | 465 | 112 | $800 | 20 | $836 | 17 | -4.3 |
| Colorado | 264 | 429 | 167 | $738 | 24 | $785 | 23 | -5.9 |
| Connecticut | 334 | 603 | 124 | $964 | 10 | $981 | 10 | -1.8 |
| District of Columbia | 440 | 583 | 266 | $1,140 | 1 | $1,164 | 1 | -2 |
| Delaware | 296 | 693 | 110 | $1,012 | 7 | $1,024 | 8 | -1.2 |
| Florida | 289 | 719 | 116 | $1,043 | 5 | $1,069 | 5 | -2.5 |
| Georgia | 367 | 421 | 168 | $782 | 21 | $788 | 22 | -0.8 |
| Hawaii | 314 | 524 | 117 | $837 | 16 | $853 | 15 | -1.9 |
| Idaho | 228 | 332 | 118 | $564 | 47 | $577 | 48 | -2.2 |
| Illinois | 290 | 402 | 113 | $723 | 26 | $740 | 27 | -2.3 |
| Indiana | 246 | 352 | 110 | $618 | 42 | $631 | 43 | -2.1 |
| Iowa | 193 | 272 | 155 | $518 | 50 | $536 | 50 | -3.3 |
| Kansas | 226 | 295 | 192 | $568 | 46 | $579 | 47 | -1.9 |
| Kentucky | 260 | 469 | 128 | $720 | 29 | $739 | 28 | -2.6 |
| Louisiana | 401 | 646 | 215 | $1,096 | 3 | $1,094 | 3 | 0.2 |
| Maine | 261 | 346 | 101 | $611 | 43 | $634 | 42 | -3.6 |
| Maryland | 319 | 547 | 143 | $922 | 13 | $949 | 12 | -2.8 |
| Massachusetts | 313 | 622 | 121 | $981 | 9 | $1042 | 6 | -5.8 |
| Michigan | 395 | 507 | 154 | $928 | 11 | $925 | 13 | 0.3 |
| Minnesota | 212 | 427 | 165 | $721 | 28 | $753 | 25 | -4.3 |
| Mississippi | 276 | 383 | 156 | $680 | 32 | $746 | 26 | -8.9 |
| Missouri | 252 | 370 | 144 | $658 | 37 | $673 | 36 | -2.3 |
| Montana | 238 | 409 | 184 | $666 | 33 | $661 | 37 | 0.8 |
| Nebraska | 202 | 313 | 175 | $554 | 48 | $584 | 46 | -5.1 |
| Nevada | 345 | 645 | 138 | $1,000 | 8 | $1,006 | 9 | -0.6 |
| New Hampshire | 288 | 410 | 103 | $750 | 23 | $793 | 21 | -5.5 |
| New Jersey | 354 | 730 | 143 | $1,104 | 2 | $1,152 | 2 | -4.2 |
| New Mexico | 292 | 449 | 164 | $730 | 25 | $737 | 29 | -1 |
| New York | 330 | 692 | 157 | $1,047 | 4 | $1,083 | 4 | -3.3 |
| North Carolina | 235 | 355 | 110 | $591 | 44 | $596 | 44 | -0.9 |
| North Dakota | 185 | 251 | 222 | $512 | 51 | $530 | 51 | -3.5 |
| Ohio | 241 | 365 | 99 | $628 | 41 | $654 | 39 | -4 |
| Oklahoma | 267 | 373 | 164 | $646 | 39 | $659 | 38 | -1.9 |
| Oregon | 224 | 485 | 97 | $723 | 27 | $726 | 30 | -0.4 |
| Pennsylvania | 305 | 490 | 121 | $820 | 17 | $832 | 18 | -1.5 |
| Rhode Island | 379 | 671 | 124 | $1,017 | 6 | $1,038 | 7 | -2 |
| South Carolina | 254 | 475 | 150 | $762 | 22 | $756 | 24 | 0.8 |
| South Dakota | 191 | 285 | 193 | $534 | 49 | $554 | 49 | -3.6 |
| Tennessee | 288 | 359 | 124 | $649 | 38 | $654 | 40 | -0.7 |
| Texas | 337 | 450 | 168 | $808 | 19 | $820 | 20 | -1.5 |
| Utah | 265 | 419 | 115 | $697 | 31 | $702 | 31 | -0.7 |
| Vermont | 293 | 347 | 122 | $662 | 34 | $687 | 32 | -3.6 |
| Virginia | 253 | 382 | 113 | $661 | 35 | $685 | 33 | -3.5 |
| Washington | 257 | 551 | 120 | $841 | 15 | $839 | 16 | 0.2 |
| West Virginia | 296 | 502 | 177 | $819 | 18 | $827 | 19 | -1 |
| Wisconsin | 202 | 325 | 116 | $582 | 45 | $590 | 45 | -1.4 |
| Wyoming | 265 | 327 | 206 | $631 | 40 | $639 | 41 | -1.2 |
