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Best Affordable Auto Insurance in West Virginia
Get Free Quotes and Find the Best Coverage

West Virginia has very defined policies concerning auto insurance policies and coverages. While like most states it is illegal to operate a car without insurance, West Virginia also has required minimums for coverage for car insurance polices that protect against uninsured and underinsured motorists. When getting a free quote make sure to specify whether or not you would like protection from under or uninsured motorists as this can save you money if you choose to go without it. Finding the best and most affordable auto insurance in West Virginia can be an arduous task. Thankfully here at Best Auto we have done all the hard work to help you not only get free quotes, but find the best coverage and policy in West Virginia. Do not forget to check out our best resources section for more money saving tips. Below is all of the essential car insurance information you need, as well as the best auto insurance companies serving the Mountain State.

Understanding West Virginia's Auto Insurance Requirements

Remember that the minimum requirement for car insurance differs from state to state and in order to get the best auto insurance quotes in West Virginia one must understand what coverage they need. West Virginia is not a no-fault state and does not require Personal Injury Protection (PIP) coverage to be a part of your policy. However, it is illegal to not have uninsured motorist coverage in your policy.

In insurance vernacular a state's basic information on minimums for coverage are presented in the Body Injury Liability for 1 person/Body Injury Liability for all people/Property Liability Damage format. Body Injury liability refers the minimum dollar amount required for one person in an accident. Body Injury Liability for all people is the minimum amount required for coverage in an accident involving at least 1 driver and 1 passenger. Property Liability Damage refers to the minimum amount required for any accident in which property is damaged. In West Virginia the minimums are 20/40/10. The numbers are in thousands of dollars.

West Virginia Car Insurance Facts & Car Insurance In Comparison:

  • Liability Insurance Required: Yes
  • Minimum Coverage Required: 20/40/10
  • No-Fault State: No
  • Personal Injury Protection Required: No
  • Uninsured Motorist Coverage Required: Yes
  • Average Liability Cost: $502
  • Average Collision Cost: $296
  • Average Comprehensive Cost: $177
  • Average Cost per Year in West Virginia: $819
  • US Average Cost: $795
  • Expense Rank: 18/51

Best West Virginia Auto and Car Insurance Companies

J.D. Power
Overall Rank
Customer
Satisfaction
52%
N/R
N/A N/R
41%
N/A 53%
37%
55%
N/R
30%
N/A N/R
65%
63%
N/A 42%
34%
N/R
N/A N/R
35%
42%
N/R
N/A N/R
N/A 75%
34%
33%
N/A N/R
N/A N/R
N/A 65%
N/A N/R
N/A 34%