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Best Affordable Auto Insurance in Vermont
Get Free Quotes and Find the Best Coverage

The auto insurance industry in Vermont is one of the few to be unaffected by financial disparity in the nation. According the insurance commissioners' annual report car insurance companies have posted gains every year for the last five, and it remains a very stable industry. As this is the case, many providers offer cheap policies and free quotes to try and garner as much business as possible. Vermont is unique in that it requires that a person be insured with both liability coverage and uninsured motorist coverage. This means that it requires drivers to not only be able to pay damages in the case of an accident, but also to be covered in case an uninsured driver is involved in an accident with them. Given this, finding the best and most affordable auto insurance in Vermont can be an arduous task. Thankfully here at Best Auto we have done all the hard work to help you not only get free quotes, but find the best coverage and policy in Vermont. Below is all of the essential car insurance information you need, as well as the best auto insurance companies serving the Green Mountain State.

Understanding Vermont's Auto Insurance Requirements

Remember that the minimum requirement for car insurance differs from state to state and in order to get the best auto insurance quotes in Vermont one must understand what coverage they need. Since Vermont is not a no-fault state it does not require Personal Injury Protection (PIP) or uninsured motorist coverage to be a part of your policy.

In insurance vernacular a state's basic information on minimums for coverage are presented in the Body Injury Liability for 1 person/Body Injury Liability for all people/Property Liability Damage format. Body Injury liability refers the minimum dollar amount required for one person in an accident. Body Injury Liability for all people is the minimum amount required for coverage in an accident involving at least 1 driver and 1 passenger. Property Liability Damage refers to the minimum amount required for any accident in which property is damaged. In Vermont the minimums are 25/50/20. The numbers are in thousands of dollars.

Vermont Car Insurance Facts & Car Insurance In Comparison:

  • Liability Insurance Required: Yes
  • Minimum Coverage Required: 25/50/20
  • No-Fault State: No
  • Personal Injury Protection Required: No
  • Uninsured Motorist Coverage Required: Yes
  • Average Liability Cost: $347
  • Average Collision Cost: $293
  • Average Comprehensive Cost: $122
  • Average Cost per Year in Vermont: $662
  • US Average Cost: $795
  • Expense Rank: 34/51

Best Vermont Auto and Car Insurance Companies

J.D. Power
Overall Rank
Customer
Satisfaction
52%
N/R
N/A N/R
N/A 65%
41%
N/A 53%
37%
55%
30%
N/A N/R
39%
63%
N/A 42%
N/A 55%
N/A N/R
34%
N/R
N/A N/R
35%
42%
N/R
N/A N/R
N/A 75%
34%
33%
N/A N/R
N/A N/R
N/A 65%
N/A N/R
N/A 34%