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Best Affordable Auto Insurance in Utah
Get Free Quotes and Find the Best Coverage

Utah auto insurance can be both cheap and affordable for most families. It is a law in Utah that all licensed drivers in a household must be listed on the insurance policy for any car that is shared. In addition, the Utah Department of Insurance makes companies consider the following when providing a quote and premium, "vehicle type, age, cost new, garaging location and annual miles driven. The auto premium is also based on the driver's record, age, sex, credit score, home ownership, and additional coverages selected. Additional factors considered in the premium rating include marital status, how the car is used, and longevity with the company and years without incidents. The number of autos in an area, traffic congestion and average number of auto accidents in a particular location." Given this, we know that finding the best and most affordable auto insurance in Utah can be an arduous task. Thankfully here at Best Auto we have done all the hard work to help you not only get free quotes, but find the best coverage and policy in Utah. Below is all of the essential car insurance information you need, as well as the best auto insurance companies serving the Beehive State.

Understanding Utah's Auto Insurance Requirements

Remember that the minimum requirement for car insurance differs from state to state and in order to get the best auto insurance quotes in Utah one must understand what coverage they need. Since Utah is a no-fault state, it is state law that your auto insurance policy has Personal Injury Protection (PIP) coverage. However it does not require protection from uninsured motorists coverage.

In insurance vernacular a state's basic information on minimums for coverage are presented in the Body Injury Liability for 1 person/Body Injury Liability for all people/Property Liability Damage format. Body Injury liability refers the minimum dollar amount required for one person in an accident. Body Injury Liability for all people is the minimum amount required for coverage in an accident involving at least 1 driver and 1 passenger. Property Liability Damage refers to the minimum amount required for any accident in which property is damaged. In Utah the minimums are 25/50/10. The numbers are in thousands of dollars.

Utah Car Insurance Facts & Car Insurance In Comparison:

  • Liability Insurance Required: Yes
  • Minimum Coverage Required: 25/50/10
  • No-Fault State: No
  • Personal Injury Protection Required: No
  • Uninsured Motorist Coverage Required: No
  • Average Liability Cost: $419
  • Average Collision Cost: $265
  • Average Comprehensive Cost: $115
  • Average Cost per Year in Utah: $697
  • US Average Cost: $795
  • Expense Rank: 31/51

Best Utah Auto and Car Insurance Companies

J.D. Power
Overall Rank
Customer
Satisfaction
52%
N/R
N/A N/R
41%
N/A 53%
37%
40%
55%
N/R
30%
N/A N/R
N/R
39%
63%
N/A 42%
34%
N/R
35%
42%
N/R
N/A N/R
N/A 75%
34%
33%
N/A N/R
N/A N/R
N/A 65%
N/A N/R
N/A 34%