Best by State.

Best Affordable Auto Insurance in Tennessee
Get Free Quotes and Find the Best Coverage

Tennessee auto insurance is unique in comparison to other states. While one can still get cheap car insurance and free auto quotes, meeting the state minimums for liability insurance isn't the only way to be right by the law. While it is common place to have a policy that meets the required $25,000 of liability coverage for injuries to one person, $50,000 for injuries to multiple people, and $15,000 for property damage, citizens in Tennessee have another option. They can opt to have one massive amount of coverage that can be applied to any of the three coverages listed previously. To get this type of insurance on needs to talk directly with an agent. Finding the best and most affordable auto insurance in Tennessee can be an arduous task. Thankfully here at Best Auto we have done all the hard work to help you not only get free quotes, but find the best coverage and policy in Tennessee. Below is all of the essential car insurance information you need, as well as the best auto insurance companies serving the Volunteer State.

Understanding Tennessee's Auto Insurance Requirements

Remember that the minimum requirement for car insurance differs from state to state and in order to get the best auto insurance quotes in Tennessee one must understand what coverage they need. Tennessee is not a no-fault state and does not require Personal Injury Protection (PIP) or uninsured motorist coverage to be a part of your policy.

In insurance vernacular a state's basic information on minimums for coverage are presented in the Body Injury Liability for 1 person/Body Injury Liability for all people/Property Liability Damage format. Body Injury liability refers the minimum dollar amount required for one person in an accident. Body Injury Liability for all people is the minimum amount required for coverage in an accident involving at least 1 driver and 1 passenger. Property Liability Damage refers to the minimum amount required for any accident in which property is damaged. In Tennessee the minimums are 30/60/30. The numbers are in thousands of dollars.

Tennessee Car Insurance Facts & Car Insurance In Comparison:

  • Liability Insurance Required: Yes
  • Minimum Coverage Required: 30/60/30
  • No-Fault State: No
  • Personal Injury Protection Required: No
  • Uninsured Motorist Coverage Required: No
  • Average Liability Cost: $359
  • Average Collision Cost: $288
  • Average Comprehensive Cost: $124
  • Average Cost per Year in Tennessee: $649
  • US Average Cost: $795
  • Expense Rank: 38/51

Best Tennessee Auto and Car Insurance Companies

J.D. Power
Overall Rank
Customer
Satisfaction
52%
N/R
N/A N/R
N/A 65%
41%
N/R
N/A 53%
37%
55%
N/R
30%
N/A N/R
N/A 48%
65%
N/R
39%
63%
49%
N/A 42%
N/A 55%
34%
N/R
N/A N/R
35%
42%
N/R
N/A N/R
N/R
N/A 75%
N/R
34%
33%
N/A N/R
N/A N/R
N/A 65%
N/A N/R
N/A 34%