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Best Affordable Auto Insurance in Oklahoma
Get Free Quotes and Find the Best Coverage

Oklahoma auto insurance can be cheap and affordable if you know what to shop for and get multiple free quotes from different insurers. The state insurance department makes an effort to educate all citizens on what is required of them to meet all state laws. Among their many resources are their explanations for minimum coverages. Besides providing both economic and financial stability for residents, they believe that having all drivers meet the minimum requirements makes the road safer for everybody. The required aspects of an auto policy in Oklahoma are liability coverage of $25,000 for bodily injury for one person, $50,000 for bodily injury to two or more people, $25,000 in property damage, and an unspecified amount of uninsured/underinsured motorist coverage which protects you from other drivers with insufficient insurance and varies based on your region. Finding the best and most affordable auto insurance in Oklahoma can be an arduous task. Thankfully here at Best Auto we have done all the hard work to help you not only get free quotes, but find the best coverage and policy in Oklahoma. Below is all of the essential car insurance information you need, as well as the best auto insurance companies serving the Sooner State.

Understanding Oklahoma's Auto Insurance Requirements

Remember that the minimum requirement for car insurance differs from state to state and in order to get the best auto insurance quotes in Oklahoma one must understand what coverage they need. Oklahoma only requires liability insurance, so your policy need not contain Personal Injury Protection (PIP) or coverage from uninsured motorists.

In insurance vernacular a state's basic information on minimums for coverage are presented in the Body Injury Liability for 1 person/Body Injury Liability for all people/Property Liability Damage format. Body Injury liability refers the minimum dollar amount required for one person in an accident. Body Injury Liability for all people is the minimum amount required for coverage in an accident involving at least 1 driver and 1 passenger. Property Liability Damage refers to the minimum amount required for any accident in which property is damaged. In Oklahoma the minimums are 25/50/10. The numbers are in thousands of dollars.

Oklahoma Car Insurance Facts & Car Insurance In Comparison:

  • Liability Insurance Required: Yes
  • Minimum Coverage Required: 25/50/10
  • No-Fault State: No
  • Personal Injury Protection Required: Yes
  • Uninsured Motorist Coverage Required: Yes
  • Average Liability Cost: $373
  • Average Collision Cost: $267
  • Average Comprehensive Cost: $164
  • Average Cost per Year in Oklahoma: $646
  • US Average Cost: $795
  • Expense Rank: 39/51

Best Oklahoma Auto and Car Insurance Companies

J.D. Power
Overall Rank
Customer
Satisfaction
52%
N/R
N/A N/R
N/A 65%
41%
N/A 53%
37%
55%
N/R
30%
N/A N/R
N/A 48%
N/R
39%
63%
49%
N/A 42%
34%
33%
N/R
N/A N/R
35%
42%
N/R
N/A N/R
N/R
N/A 75%
N/R
34%
33%
N/A N/R
N/A N/R
N/A 65%
N/A N/R
N/A 34%