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Best Affordable Auto Insurance in Nebraska
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To find the cheapest auto insurance policy you can in Nebraska it is imperative that you know what is required by law to be a part of your policy. Nebraska law states that all registered motor vehicles must maintain proof of financial responsibility in order to use public roadways and highways. The proof of financial responsibility law means that a driver has the ability to pay damages for injury or destruction of property, to other drivers for an accident that they are responsible for. The easiest way to satisfy this state requirement is by purchasing an auto insurance policy. The first necessary coverage you need is bodily injury liability in the amount of twenty-five thousand dollars ($25,000) which covers bodily injury to or death of one person in any one accident. You will also need additional coverage in the amount of at least fifty thousand dollars ($50,000) in the case of bodily injury to or death of two or more persons in any one accident. The final requirement for a basic policy is property damage liability in the amount of twenty-five thousand dollars ($25,000) incase damage or destruction of property that is not yours in an accident you are at fault for. Finding the best and most affordable auto insurance in Nebraska can be an arduous task. Thankfully here at Best Auto we have done all the hard work to help you not only get free quotes, but find the best coverage and policy in Nebraska. Below is all of the essential car insurance information you need, as well as the best auto insurance companies serving the Cornhusker State.

Understanding Nebraska's Auto Insurance Requirements

Remember that the minimum requirement for car insurance differs from state to state and in order to get the best auto insurance quotes in Nebraska one must understand what coverage they need. Nebraska residents benefit from their state's laws which do not make it a no-fault state and allow policyholders to forego Personal Injury Protection (PIP) and uninsured motorist coverage.

In insurance vernacular a state's basic information on minimums for coverage are presented in the Body Injury Liability for 1 person/Body Injury Liability for all people/Property Liability Damage format. Body Injury liability refers the minimum dollar amount required for one person in an accident. Body Injury Liability for all people is the minimum amount required for coverage in an accident involving at least 1 driver and 1 passenger. Property Liability Damage refers to the minimum amount required for any accident in which property is damaged. In Nebraska the minimums are 15/30/10. The numbers are in thousands of dollars.

Nebraska Car Insurance Facts & Car Insurance In Comparison:

  • Liability Insurance Required: Yes
  • Minimum Coverage Required: 15/30/10
  • No-Fault State: No
  • Personal Injury Protection Required: No
  • Uninsured Motorist Coverage Required: No
  • Average Liability Cost: $313
  • Average Collision Cost: $202
  • Average Comprehensive Cost: $175
  • Average Cost per Year in Nebraska: $554
  • US Average Cost: $795
  • Expense Rank: 48/51

Best Nebraska Auto and Car Insurance Companies

J.D. Power
Overall Rank
Customer
Satisfaction
52%
N/R
N/A N/R
N/A 65%
41%
N/A 53%
37%
40%
55%
N/R
30%
N/A N/R
39%
63%
N/A 42%
N/A 55%
34%
N/R
N/A N/R
35%
N/A 23%
42%
N/R
N/A N/R
N/R
N/A 75%
34%
33%
N/A N/R
N/A N/R
N/A 65%
N/A N/R
N/A 34%