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Best Affordable Auto Insurance in Connecticut
Get Free Quotes and Find the Best Coverage

In Connecticut, it is against the law to drive without auto insurance to protect other drivers in case you cause an accident. Because the state mandates insurance, many companies will compete for your business by offering you free quotes, and if you know what to ask about you can find at a policy at a cheap and affordable rate. There are two essential components to auto insurance coverage that you need: liability coverage and property damage. Bodily injury liability coverage protects you against the claims of other people who are injured in an accident that you caused. Their claims may include medical expenses, pain and suffering, and lost wages, all of which your policy must pay. The Connecticut state minimum is $20,000 coverage for a single person injured, and $40,000 of coverage for two or more people. While these are the minimums it is recommended that your policy have a larger line of coverage. Property damage liability insurance pays for any damage you cause to the property of others. This includes not only damages to other vehicles, but also other property such as walls, fences, and the minimum for this type of coverage is $10,000. Finding the best and most affordable auto insurance in Connecticut can be an arduous task. Thankfully here at Best Auto we have done all the hard work to help you not only get free quotes, but find the best coverage and policy in Connecticut. Below is all of the essential car insurance information you need, as well as the best auto insurance companies serving the Constitution State.

Understanding Connecticut's Auto Insurance Requirements

Remember that the minimum requirement for car insurance differs from state to state and in order to get the best auto insurance quotes in Connecticut one must understand what coverage they need. While Connecticut is not a no-fault state, and does not require Personal Injury Protection (PIP) to be a part of your policy, it does require that drivers have coverage from uninsured motorists.

In insurance vernacular a state's basic information on minimums for coverage are presented in the Body Injury Liability for 1 person/Body Injury Liability for all people/Property Liability Damage format. Body Injury liability refers the minimum dollar amount required for one person in an accident. Body Injury Liability for all people is the minimum amount required for coverage in an accident involving at least 1 driver and 1 passenger. Property Liability Damage refers to the minimum amount required for any accident in which property is damaged. In Connecticut the minimums are 20/40/10. The numbers are in thousands of dollars.

Connecticut Car Insurance Facts & Car Insurance In Comparison:

  • Liability Insurance Required: Yes
  • Minimum Coverage Required: 20/40/10
  • No-Fault State: No
  • Personal Injury Protection Required: No
  • Uninsured Motorist Coverage Required: Yes
  • Average Liability Cost: $603
  • Average Collision Cost: $334
  • Average Comprehensive Cost: $124
  • Average Cost per Year in Connecticut: $964
  • US Average Cost: $795
  • Expense Rank: 10/51

Best Connecticut Auto and Car Insurance Companies

J.D. Power
Overall Rank
Customer
Satisfaction
52%
N/R
N/A N/R
41%
N/A 53%
37%
55%
N/R
N/A 48%
N/R
39%
63%
N/A 42%
N/A 55%
N/A N/R
34%
N/R
35%
N/A 23%
42%
N/R
N/A N/R
N/A 75%
N/R
34%
33%
N/A 42%
N/A N/R
N/A N/R
N/A 65%
N/A N/R
N/A 34%