Best by State.

Best Affordable Auto Insurance in Wisconsin
Get Free Quotes and Find the Best Coverage

Finding the best and most affordable auto insurance in Wisconsin can be an arduous task. Wisconsin has many rules and regulations that affect the quote you get or rate you pay for your auto insurance policy. One of the most important laws to understand is Wisconsin's financial responsibility law. It requires that any licensed motorist in the state to have enough insurance or money to pay for damages caused to others in case of a car accident. Continuing with the basics of state law, every auto policy must meet a minimum amount of liability coverage, which is a main factor in the cost of your auto insurance, but also varies greatly depending on the type of car and driver. At the very least your policy must cover $25,000 of injury liability for one person, $50,000 for injury or liability for two or more people, and $10,000 for property damage caused by an accident. There are many other factors that contribute to the cost of your car insurance, however do not fear. Thankfully here at Best Auto we have done all the hard work to help you not only get free quotes, but find the best coverage and policy in Wisconsin. Below is all of the essential car insurance information you need, as well as the best auto insurance companies serving the Badger State.

Understanding Wisconsin's Auto Insurance Requirements

Remember that the minimum requirement for car insurance differs from state to state and in order to get the best auto insurance quotes in Wisconsin one must understand what coverage they need. In June of 2010 Wisconsin changed its state laws to make liability and uninsured motorist insurance compulsory for all drivers. However, it is still not a no-fault state and does not require Personal Injury Protection (PIP) to be a part of your policy.

In insurance vernacular a state's basic information on minimums for coverage are presented in the Body Injury Liability for 1 person/Body Injury Liability for all people/Property Liability Damage format. Body Injury liability refers the minimum dollar amount required for one person in an accident. Body Injury Liability for all people is the minimum amount required for coverage in an accident involving at least 1 driver and 1 passenger. Property Liability Damage refers to the minimum amount required for any accident in which property is damaged. In Wisconsin the minimums are 50/100/55. The numbers are in thousands of dollars.

Wisconsin Car Insurance Facts & Car Insurance In Comparison:

  • Liability Insurance Required: No
  • Minimum Coverage Required: 50/100/55
  • No-Fault State: No
  • Personal Injury Protection Required: No
  • Uninsured Motorist Coverage Required: Yes
  • Average Liability Cost: $325
  • Average Collision Cost: $202
  • Average Comprehensive Cost: $116
  • Average Cost per Year in Wisconsin: $582
  • US Average Cost: $795
  • Expense Rank: 45/51

Best Wisconsin Auto and Car Insurance Companies

J.D. Power
Overall Rank
Customer
Satisfaction
52%
N/R
N/A N/R
N/A 65%
41%
N/A 53%
37%
40%
55%
N/R
30%
N/A N/R
N/A 48%
65%
N/R
39%
63%
49%
N/A 42%
N/A 55%
34%
N/R
35%
42%
N/R
N/A 50%
N/A N/R
N/A 75%
33%
N/R
34%
33%
N/A 42%
N/R
N/A N/R
N/A N/R
N/A 65%
N/A N/R
N/A 34%