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Best Affordable Auto Insurance in Washington
Get Free Quotes and Find the Best Coverage

Washington auto insurance is defined by two main laws that make it easy for citizens to get basic insurance and therefore cheap car insurance policies. The Washington department of insurance also has tips on getting free quotes and an affordable rate for your policy, which can all be found in our best resources section. Back to the laws, Washington State has both a mandatory auto insurance law and a proof of insurance law. The mandatory auto insurance law states that no person can operate an automobile (motorcycles and other non-car vehicles are exempt) that does not have at least the minimum amount of auto insurance coverage. These coverages are $25,000 for injury liability for one person in an accident, $50,000 for two or more people in an accident, and $10,000 for property damage. This law goes hand in hand with the proof of insurance law, which mandates all drivers to carry around proof of their auto insurance policy. Violation of either of these two laws can mean many fines and penalties. In any case, insurers know these laws and base their coverages on them. Now that you are informed, we are here to help. Finding the best and most affordable auto insurance in Washington can be an arduous task. Thankfully here at Best Auto we have done all the hard work to help you not only get free quotes, but find the best coverage and policy in Washington. Below is all of the essential car insurance information you need, as well as the best auto insurance companies serving the Evergreen State.

Understanding Washington's Auto Insurance Requirements

Remember that the minimum requirement for car insurance differs from state to state and in order to get the best auto insurance quotes in Washington one must understand what coverage they need. Washington lowers cost on auto insurance by not requiring Personal Injury Protection (PIP) or coverage from uninsured motorists to be a part of your policy.

In insurance vernacular a state's basic information on minimums for coverage are presented in the Body Injury Liability for 1 person/Body Injury Liability for all people/Property Liability Damage format. Body Injury liability refers the minimum dollar amount required for one person in an accident. Body Injury Liability for all people is the minimum amount required for coverage in an accident involving at least 1 driver and 1 passenger. Property Liability Damage refers to the minimum amount required for any accident in which property is damaged. In Washington the minimums are 25/50/10. The numbers are in thousands of dollars.

Washington Car Insurance Facts & Car Insurance In Comparison:

  • Liability Insurance Required: Yes
  • Minimum Coverage Required: 25/50/10
  • No-Fault State: No
  • Personal Injury Protection Required: No
  • Uninsured Motorist Coverage Required: Yes
  • Average Liability Cost: $551
  • Average Collision Cost: $257
  • Average Comprehensive Cost: $120
  • Average Cost per Year in Washington: $841
  • US Average Cost: $795
  • Expense Rank: 15/51

Best Washington Auto and Car Insurance Companies

J.D. Power
Overall Rank
Customer
Satisfaction
52%
N/R
N/A N/R
41%
N/A 53%
37%
40%
55%
N/R
N/A N/R
N/A 48%
N/R
39%
63%
N/A 42%
34%
N/R
N/A N/R
35%
42%
N/R
N/A N/R
N/A 75%
33%
N/R
34%
33%
N/A 42%
N/R
N/A N/R
N/A N/R
N/A 65%
N/A N/R
N/A 34%