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Best Affordable Auto Insurance in South Carolina
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South Carolina auto insurance is set up to be both easy to understand and straightforward for state residents. In order to drive in the state you must have car insurance covering both liability and uninsured motorists, however your policy does not have to include anything else, so you can find cheap auto insurance for yourself. The liability portion of your policy is there to protect other drivers in case you cause an accident in which there is physical harm done to one or more passengers. While it is illegal to drive without this insurance, some residents do, and therefore another requirement for your policy is that you have uninsured motorist coverage. This protects you from those drivers by proving liability coverage if you are the victim. Finding the best and most affordable auto insurance in South Carolina can be an arduous task. Thankfully here at Best Auto we have done all the hard work to help you not only get free quotes, but find the best coverage and policy in South Carolina. Below is all of the essential car insurance information you need, as well as the best auto insurance companies serving the Palmetto State.

Understanding South Carolina's Auto Insurance Requirements

Remember that the minimum requirement for car insurance differs from state to state and in order to get the best auto insurance quotes in South Carolina one must understand what coverage they need. Auto insurance is easy in South Carolina because it is not a no-fault state, and does not require Personal Injury Protection (PIP). It is however, illegal to not have coverage from uninsured motorists be a part of your policy.

In insurance vernacular a state's basic information on minimums for coverage are presented in the Body Injury Liability for 1 person/Body Injury Liability for all people/Property Liability Damage format. Body Injury liability refers the minimum dollar amount required for one person in an accident. Body Injury Liability for all people is the minimum amount required for coverage in an accident involving at least 1 driver and 1 passenger. Property Liability Damage refers to the minimum amount required for any accident in which property is damaged. In South Carolina the minimums are 25/50/25. The numbers are in thousands of dollars.

South Carolina Car Insurance Facts & Car Insurance In Comparison:

  • Liability Insurance Required: Yes
  • Minimum Coverage Required: 25/50/25
  • No-Fault State: No
  • Personal Injury Protection Required: No
  • Uninsured Motorist Coverage Required: Yes
  • Average Liability Cost: $475
  • Average Collision Cost: $254
  • Average Comprehensive Cost: $150
  • Average Cost per Year in South Carolina: $762
  • US Average Cost: $795
  • Expense Rank: 22/51

Best South Carolina Auto and Car Insurance Companies

J.D. Power
Overall Rank
Customer
Satisfaction
52%
N/R
N/A N/R
41%
N/A 53%
37%
40%
N/R
N/A N/R
N/R
63%
N/A 42%
34%
N/R
35%
42%
N/R
N/A N/R
N/A 75%
33%
34%
33%
N/A 42%
N/R
N/A N/R
N/A N/R
N/A 65%
N/A N/R
N/A 34%