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Best Affordable Auto Insurance in Oregon
Get Free Quotes and Find the Best Coverage

Cheap auto insurance in Oregon can be found if you know what to look for and how to look. Besides requesting multiple free quotes from different insurers, it is also important for a consumer to know exactly what kind of coverage is required by the state. In Oregon it is illegal to operate a motor vehicle without an insurance policy for a driver that covers bodily injury liability, property damage liability, personal injury protection coverage, and uninsured/underinsured motorist coverage. Bodily injury liability is coverage that protects one or more people involved in an accident you caused, and therefore you must have a minimum of $25,000 worth of protection from one injury and $50,000 for multiple injuries. Property damage protects you from damage caused by your accident and in Oregon the state minimum for a policy is $20,000. Personal injury protection and uninsured/underinsured motorist protection are both required coverages that protect you in case you are a victim of an accident and the person who caused it does not have sufficient insurance. Personal injury is required to be at least $15,000 and makes your insurance company pay for additional medical expenses, while uninsured/underinsured coverage covers all other expenses or damages. Finding the best and most affordable auto insurance in Oregon can be an arduous task. Thankfully here at Best Auto we have done all the hard work to help you not only get free quotes, but find the best coverage and policy in Oregon. Below is all of the essential car insurance information you need, as well as the best auto insurance companies serving the Beaver State.

Understanding Oregon's Auto Insurance Requirements

Remember that the minimum requirement for car insurance differs from state to state and in order to get the best auto insurance quotes in Oregon one must understand what coverage they need. Oregon simplifies car insurance by not being a no-fault state, and requiring both Personal Injury Protection (PIP) and uninsured motorist coverage to be a part of your policy.

In insurance vernacular a state's basic information on minimums for coverage are presented in the Body Injury Liability for 1 person/Body Injury Liability for all people/Property Liability Damage format. Body Injury liability refers the minimum dollar amount required for one person in an accident. Body Injury Liability for all people is the minimum amount required for coverage in an accident involving at least 1 driver and 1 passenger. Property Liability Damage refers to the minimum amount required for any accident in which property is damaged. In Oregon the minimums are 15/30/5. The numbers are in thousands of dollars.

Oregon Car Insurance Facts & Car Insurance In Comparison:

  • Liability Insurance Required: Yes
  • Minimum Coverage Required: 15/30/5
  • No-Fault State: Yes
  • Personal Injury Protection Required: Yes
  • Uninsured Motorist Coverage Required: No
  • Average Liability Cost: $485
  • Average Collision Cost: $224
  • Average Comprehensive Cost: $97
  • Average Cost per Year in Oregon: $723
  • US Average Cost: $795
  • Expense Rank: 27/51

Best Oregon Auto and Car Insurance Companies

J.D. Power
Overall Rank
Customer
Satisfaction
52%
N/R
N/A N/R
41%
N/A 53%
37%
40%
55%
N/R
N/A N/R
N/A 48%
N/R
39%
63%
N/A 42%
34%
N/R
N/A N/R
35%
42%
N/R
N/A N/R
33%
34%
33%
N/A 42%
N/R
N/A N/R
N/A N/R
N/A 65%
N/A N/R
N/A 34%