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Best Affordable Auto Insurance in Arizona
Get Free Quotes and Find the Best Coverage

Finding the best and most affordable auto insurance in Arizona can be an involved task. However, the Arizona government simplifies the process for the state's residents by having easy to understand and follow basic auto insurance policies. While it is illegal for citizens to drive a vehicle without insurance, Arizona's minimum requirements for coverage are relatively low in comparison to other states in America. This in turn means that the basic auto policies from insurance companies are cheaper as they are not responsible to provide as much capital in case of accidents as they are in other states. Combined with the generally safe drivers in Arizona, finding the auto insurance policy that is right for you is affordable. Thankfully here at Best Auto we have done all the hard work to help you not only get free quotes, but find the best coverage and policy in Arizona. Below you'll find all of the essential car insurance information you need, as well as the best auto insurance companies serving the Grand Canyon State.

Understanding Arizona's Auto Insurance Requirements

Remember that the minimum requirement for car insurance differs from state to state and in order to get the best auto insurance quotes in Arizona one must understand what coverage they need. Arizona is a no-fault state that does not require Personal Injury Protection (PIP) or coverage from uninsured motorists.

In insurance vernacular a state's basic information on minimums for coverage are presented in the Body Injury Liability for 1 person/Body Injury Liability for all people/Property Liability Damage format. Body Injury liability refers the minimum dollar amount required for one person in an accident. Body Injury Liability for all people is the minimum amount required for coverage in an accident involving at least 1 driver and 1 passenger. Property Liability Damage refers to the minimum amount required for any accident in which property is damaged. In Arizona the minimums are 15/30/10. The numbers are in thousands of dollars.

Arizona Car Insurance Facts & Car Insurance In Comparison:

  • Liability Insurance Required: Yes
  • Minimum Coverage Required: 15/30/10
  • No-Fault State: No
  • Personal Injury Protection Required: No
  • Uninsured Motorist Coverage Required: No
  • Average Liability Cost: $490
  • Average Collision Cost: $303
  • Average Comprehensive Cost: $213
  • Average Cost per Year in Arizona: $873
  • US Average Cost: $795
  • Expense Rank: 14/51

Best Arizona Auto and Car Insurance Companies

J.D. Power
Overall Rank
Customer
Satisfaction
52%
N/R
N/A N/R
41%
N/A 53%
37%
40%
55%
N/R
N/A N/R
N/A 48%
N/R
39%
63%
N/A 42%
34%
33%
N/R
N/A N/R
35%
N/A 23%
42%
N/R
N/A 50%
N/A N/R
N/A 75%
33%
N/R
34%
33%
N/A 42%
N/R
N/A N/R
N/A N/R
N/A 65%
N/A N/R
N/A 34%