Learn more about Little Rock Car Insurance
from Best Auto Insurance

In 1722 French Explorer Bernard de la Harpe landed on a small rock cropping on the Arkansas river and named it "little rock." This name stuck and in 1831 the city of Little Rock was officially intergrated into the United States. Little Rock car insurance rates vary based on a many different factors. In order to get the cheapest rates for your auto insurance, you need to understand what affects rates the most. One of the largest influences on policy premium is population and percentage of males versus females. A city with a higher population by nature has more cars on the road and therefore makes drivers more likely to get into accidents. Also, remember females are less likely to get into a fatal accident so cities with a higher female population have a lower premium on average. According to the US Census, in Little Rock the total population is 183,133. Of that 183,133, 47% are males and 53% are females. When signing up for a new policy keep this information in mind as it can help you save.

Another major factor that affects local insurance rates is the number of fatal accidents. According to the National Highway Traffic Safety Administration, in 2010 there were 288 fatal accidents in Little Rock. Of these 288 accidents, 129 had passengers that were also wounded or killed (Data provided by the National Highway Traffic Safety Administration 2010 report). This information is useful to know when shopping for a new policy because those cities with higher automobile mortality rates means that it is a larger liability for companies to insure people who live there.

City Specific Insurance Information

Fort Smith · Fayetteville · Springdale · Jonesboro · North Little Rock