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Best Affordable Auto Insurance in Alabama
Get Free Quotes and Find the Best Coverage

In the state of Alabama it is illegal to drive without an active auto insurance policy. In addition, it is against the law to have a car on the road which carries no insurance. As a driver in Alabama you must have auto insurance, and finding the best auto insurance can be an arduous task. Thankfully here at Best Auto we have done all the hard work to help you not only get free quotes, but find the best coverage and policy in Alabama. While you can't get a more affordable policy by asking for less than the state mandated minimums, you can save money other ways by cutting unnecessary coverages from your insurance. To find more tricks and tips for saving money, check out the best resources section. Below is all of the essential car insurance information you need, as well as the best auto insurance companies serving the Heart of Dixie.

Understanding Alabama's Auto Insurance Requirements

Remember that the minimum requirement for car insurance differs from state to state and in order to get the best auto insurance quotes in Alabama one must understand what coverage they need. Alabama does not require Personal Injury Protection (PIP) to be a part of your policy, and is not a no-fault state. Also does not require protection from uninsured motorists.

In insurance vernacular a state's basic information on minimums for coverage are presented in the Body Injury Liability for 1 person/Body Injury Liability for all people/Property Liability Damage format. Body Injury liability refers the minimum dollar amount required for one person in an accident. Body Injury Liability for all people is the minimum amount required for coverage in an accident involving at least 1 driver and 1 passenger. Property Liability Damage refers to the minimum amount required for any accident in which property is damaged. In Alabama the minimums are 25/50/25. The numbers are in thousands of dollars.

Alabama Car Insurance Facts & Car Insurance In Comparison:

  • Liability Insurance Required: Yes
  • Minimum Coverage Required: 25/50/25
  • No-Fault State: No
  • Personal Injury Protection Required: No
  • Uninsured Motorist Coverage Required: No
  • Average Liability Cost: $364
  • Average Collision Cost: $317
  • Average Comprehensive Cost: $136
  • Average Cost per Year in Alabama: $684
  • US Average Cost: $795
  • Expense Rank: 30/51

Best Alabama Auto and Car Insurance Companies

J.D. Power
Overall Rank
Customer
Satisfaction
52%
N/R
N/A N/R
41%
N/R
N/A 53%
37%
55%
N/R
30%
N/A N/R
N/A 48%
N/R
39%
63%
N/A 42%
N/A 55%
34%
N/R
35%
N/A 23%
42%
N/R
N/A N/R
N/A 75%
33%
34%
33%
N/R
N/A N/R
N/A N/R
N/A 65%
N/A N/R
N/A 34%