Best by State.

Find the Best Affordable Car Insurance in Your State
Learn the Requirements in your State and Save

Each state requires its licensed drivers to legally have insurance. In order to get affordable insurance in your state, you must understand that there is a variance in the minimum requirements for coverage as well as which companies serve each state. The result of these differences means that no auto insurance agency can have consistent rates or premiums in every state. Here at Best Auto Insurance we have compiled all the necessary information for you to look at each state individually to give an idea of which companies to look at, as well as what their minimum requirements for coverage and liability are.

As mentioned each state has certain minimum requirements in terms of how much medical and property damage coverage you have to posses to legally drive on their roads. This means you might pay more for auto insurance depending on which state you live in. For example, California auto insurance coverage is 15/30/5, which means $15,000 of medical coverage per driver/$30,000 of medical coverage for two drivers and/$5,000 of property damage coverage, is the minimum requirement per policy.

This differs in every state, for example Texas' minimum for coverage is slightly higher at 20/40/15, which again is $20,000 of medical coverage per driver/$40,000 of medical coverage for two drivers and/$15,000 of property damage coverage. This means that Texas auto insurance coverage might be more expensive than coverage in California, without taking other factors into account such as a driver's record and the car they drive.

Each state also has different companies that offer insurance in one state, but not others. This means someone in Maine might get a different set of auto insurance quotes than someone in Pennsylvania. These are just some of the factors that make buying affordable auto insurance a little different when you look state by state.

Best Auto Insurance wants to help you figure out the intricacies of auto insurance in your state, so you can be an informed and educated consumer when comparing auto insurance quotes from the top car insurance companies. Included in with each state's breakdown are their specific requirements, as well as a list of companies and their rating according to JD Power and Associates.